# FinX Capital Markets > Advanced analytics, projected cash flows, and risk management for capital markets. Powering investment decisions for asset managers, insurers, and financial institutions. Source: https://finx.io/llms-full.txt --- ## The Fed Issued Its July 29 Statement; High Yield Printed 2.84% the Next Day Source: https://finx.io/blog/fomc-july-29-high-yield-284 Published: 2026-08-03T00:00:00.000Z # The Fed Issued Its July 29 Statement; High Yield Printed 2.84% the Next Day _Published: 2026-08-03_ On July 29, 2026 the Federal Reserve issued its FOMC statement, the decision that anchors the front end insurers reinvest and discount against. The next day the ICE BofA US High Yield spread sat at 2.84%, still inside 300 basis points. The two readings frame the same balance-sheet margin from opposite ends. --- ## The SEC Put 24-Hour Trading on a September 17 Agenda: When Does Your Book Get Marked? Source: https://finx.io/blog/sec-24-hour-trading-roundtable-mark-timing Published: 2026-07-27T00:00:00.000Z # The SEC Put 24-Hour Trading on a September 17 Agenda: When Does Your Book Get Marked? _Published: 2026-07-27_ On July 23 the SEC set a September 17 roundtable on 24-hour equity trading, a week after proposing a new electronic-delivery rule. Both touch a quiet assumption on the general account: the moment the trading day ends. --- ## Bertha Came Ashore in St. Bernard Parish at 45 MPH: A Water Story, Not a Wind Story Source: https://finx.io/blog/tropical-storm-bertha-louisiana-landfall Published: 2026-07-23T00:00:00.000Z # Bertha Came Ashore in St. Bernard Parish at 45 MPH: A Water Story, Not a Wind Story _Published: 2026-07-23_ Tropical Storm Bertha made landfall in St. Bernard Parish, Louisiana, around 2 pm CDT on July 22, 2026, with maximum sustained winds near 45 mph. The wind is below hurricane thresholds; the exposure that matters sits in the convective complex, not the core. --- ## Insurers' Biggest Challenge Is Measuring Risk Too Slowly Source: https://finx.io/blog/insurers-biggest-challenge-measuring-risk-too-slowly Published: 2026-07-23T00:00:00.000Z # Insurers' Biggest Challenge Is Measuring Risk Too Slowly _Published: 2026-07-23_ In a Q&A for the InsuranceERM Americas Awards 2026 winner package, FinX CEO Geoff Fite argues that the gap between how quickly a balance sheet moves and how slowly most firms can measure it is the risk insurers underestimate most, and explains what full-revaluation analytics change about private credit, dynamic ALM, and regulatory scenario work. --- ## Seven Days After the Empty Basin, Tropical Depression Two Sits in the Gulf Source: https://finx.io/blog/tropical-depression-two-gulf-july-20-2026 Published: 2026-07-20T00:00:00.000Z # Seven Days After the Empty Basin, Tropical Depression Two Sits in the Gulf _Published: 2026-07-20_ On the morning of July 20, 2026, the National Hurricane Center is running advisories on Tropical Depression Two in the northeastern Gulf, forecast to become a tropical storm the same day. A week ago the basin was empty; the working window for balance sheets carrying Gulf catastrophe exposure has a system in it now. --- ## A Self-Driving Trial of FinX AMP Source: https://finx.io/blog/self-driving-trial-launch Published: 2026-07-16T00:00:00.000Z # A Self-Driving Trial of FinX AMP _Published: 2026-07-16_ The FinX portal now carries a guided trial of the Asset Modeling Platform: a synthetic $1.7 billion re/insurance general account analyzed end to end across four narrated chapters, on your schedule, with no salesperson in the room. --- ## Proxy Ratings and Estimated Default Frequency for Private Credit Source: https://finx.io/blog/proxy-ratings-edf-private-credit Published: 2026-07-14T00:00:00.000Z # Proxy Ratings and Estimated Default Frequency for Private Credit _Published: 2026-07-14_ Private credit books carry obligors with no agency rating and no market price, yet the holder still owes a defensible default probability for every one of them. A structural Vasicek framework produces one, with every assumption on the table. --- ## The SEC's Two-Week Run Was Questions, Not Rules: Two Touch the Asset Side Source: https://finx.io/blog/sec-consultation-season-july-2026 Published: 2026-07-13T05:17:42.000Z # The SEC's Two-Week Run Was Questions, Not Rules: Two Touch the Asset Side _Published: 2026-07-13_ Between June 26 and July 10, 2026, the SEC's output was requests for comment, roundtables, working groups, and FAQ updates rather than final rules. Two of them, on portfolio margining and novel ETFs, reach the insurance general account directly. --- ## High Yield Sat at 270 Basis Points on July 9: The Credit Cushion Is Thin Source: https://finx.io/blog/high-yield-oas-270-insurance-balance-sheets Published: 2026-07-13T05:17:42.000Z # High Yield Sat at 270 Basis Points on July 9: The Credit Cushion Is Thin _Published: 2026-07-13_ The ICE BofA US High Yield spread closed at 2.70% on July 9, 2026, while the Fed reworks how it runs monetary policy. Tight spread compresses the margin between asset yield and liability discounting on an insurer balance sheet. --- ## The June 17 FOMC Statement Sets the Front End Insurers Reinvest Against Source: https://finx.io/blog/fomc-statement-june-17-2026 Published: 2026-07-13T05:17:41.000Z # The June 17 FOMC Statement Sets the Front End Insurers Reinvest Against _Published: 2026-07-13_ On June 17, 2026, the Federal Reserve issued its FOMC statement, the policy decision that anchors the short-rate curve insurers reinvest and discount against. Here is what the event does to an insurance balance sheet and where the paper trail leads. --- ## The Fed Put a Formal Review of How It Runs Policy on the Record July 9 Source: https://finx.io/blog/fed-monetary-policy-framework-task-forces-july-2026 Published: 2026-07-13T05:17:41.000Z # The Fed Put a Formal Review of How It Runs Policy on the Record July 9 _Published: 2026-07-13_ On July 9, 2026, the Federal Reserve named the leadership and objectives of task forces to advance the conduct of monetary policy, a day after releasing the June FOMC minutes. The subject is the machinery that sets the front end insurers reinvest against. --- ## Four Things Eight Regulators Did in Two Weeks Source: https://finx.io/blog/regulatory-currents-mid-may-2026 Published: 2026-07-13T05:17:40.000Z # Four Things Eight Regulators Did in Two Weeks _Published: 2026-07-13_ Between May 7 and May 21, the SEC, OCC, Fed, NAIC, FINRA, BMA, FCA, and PRA all published material that, taken together, points in the same four directions. If you work in insurance investment, asset management, or anything adjacent to balance-sheet analytics, these are the items worth your time. --- ## The Atlantic Is Empty on July 13, and No Formation Is Expected for a Week Source: https://finx.io/blog/atlantic-quiet-mid-july-2026 Published: 2026-07-13T00:00:00.000Z # The Atlantic Is Empty on July 13, and No Formation Is Expected for a Week _Published: 2026-07-13_ On the morning of July 13, 2026, the National Hurricane Center reports no active tropical cyclones and expects none to form in the next seven days. For balance sheets carrying catastrophe exposure, a quiet basin is a working window, not an all-clear. --- ## FinX Capital Markets Named Risk Innovation of the Year at the InsuranceERM Americas Awards 2026 Source: https://finx.io/blog/insuranceerm-americas-awards-2026-risk-innovation-of-the-year Published: 2026-06-10T00:00:00.000Z # FinX Capital Markets Named Risk Innovation of the Year at the InsuranceERM Americas Awards 2026 _Published: 2026-06-10_ InsuranceERM has named FinX Capital Markets the winner of Risk Innovation of the Year at its Americas Awards 2026. The judges recognized the FinX Asset Modeling Platform for delivering full-revaluation projected analytics across every fixed income asset class at speeds that make on-demand regulatory scenario analysis operationally viable. --- ## FinX Regulatory Roundup — Spring 2026 Source: https://finx.io/blog/finx-regulatory-roundup-spring-2026 Published: 2026-05-18T19:25:08.000Z # FinX Regulatory Roundup — Spring 2026 _Published: 2026-05-18_ **Publication Date:** May 18, 2026 **Coverage Period:** March 27 – May 18, 2026 ---